Everything you wanted to know about International Students but were afraid to ask! Non-resident Canadian students or new Permanent Residents who are not eligible for the Québec Health Insurance Plan and have no insurance coverage or whose private insurance is not adequate, have the option of enrolling in McGill's International Student Health Insurance (IHI) Plan. Explore this section to find out what's covered, and how to get the most out of your plan. Health Insurance. If your child has incurred the expense and you both have family coverage: The claim must be submitted first to the plan of the parent whose birthday falls earlier in the year. As a result, Medavie Blue Cross may in some situations reimburse less than 100% of your basic medical expenses. If your spouse has incurred the expense: Your spouse must submit his/her claim through his/her plan first. Students travelling to Canada will need to have a self-quarantine plan to ensure that they can self-isolate for 14 days after arrival. Include from your dentist: x-rays, details of treatment, including procedure codes, tooth #, tooth services and fees and details of the accident. If the total treatment is expected to cost more than $400, it is recommended that you submit a treatment plan to Manulife before the treatment begins to avoid surprises. Although Medavie Blue Cross determines its reimbursements according to the prices set in the Schedule, health care providers are entitled to charge more than the Schedule allows when treating patients who are not Quebec residents. Your Group Number and Certificate Number can be found here. [1] Claiming expenses incurred outside of the McGill Health Clinic [2] If you make a claim but receive no response from Medavie Blue Cross [3] Reimbursement for basic health benefits [4] Contacting Medavie Blue Cross Claims Blackout Period NEW students - August: Although coverage begins as of August 15*, there is a blackout period for the month of August. Supplemental Health Plan: there is no expiration date, as all residents of Quebec must have prescription drug coverage, and if there is a private group insurance … For more … If you are not already registered, scroll down to 'Get started' and follow the instructions. Where to Send Claims Desjardins Insurance … PO Box 5000, STN B Your service provider will need to consult the TELUS Health website for information on how to register. If you have not already done so, you will need to provide Human Resources with details of your spouse's coverage (name of insurance … Health Insurance Claim Form - Extended Health Care Benefits To be used to claim reimbursement after having paid for eligible medical expense. Once you have registered, Manulife will send you anÂ. If you have a dispute, you could take it up with McGill. If your medical claim is for an eye exam performed by an opthamologist who is registered with Medicare, a detailed explanation of the services rendered, as well a separate charges, must be indicated on the receipt. In many instances, plan members will only have to pay the amount not covered by the plan for approved claims. Medavie Blue Cross (insurance company) reimburses students’ medical expenses according to the Quebec rate meaning that if you use a “public” hospital or the McGill Health Clinic, Medavie Blue Cross will reimburse that expense according to the Quebec rate. For questions about the online claims submission process, contact Manulife directly at 1-800-268-6195. We believe specialty placements in today’s rapidly changing market need true expertise, deep relationships and a genuinely fresh perspective. Photocopies of blank claim forms may also be used. If you receive no response within 30 days, it may be because Medavie Blue Cross never received your claim, because you submitted an incomplete claim, or because their response was sent to the wrong address. The hospital will bill Manulife directly. McGill and Partners is a boutique specialist (re)insurance broker focused on clients with complex and/or challenging needs. The reverse side of the card includes emergency telephone numbers to use in case of a medical emergency while travelling, as well as the emergency travel assistance plan number. The plan member certificate number (your McGill ID number). Please allow one to two weeks for your claim to be processed. This includes hospitalization, … Some dentists have the ability to submit dental claims electronically to Manulife, in which case no paperwork is required. Please allow one to two weeks for your claim to be processed. The McGill Dental Clinic is located near our building, on Sherbrooke Street. If the hospital will bill the insurer directly: If the hospital requires that you pay the bill: You must submit a pre-determination to Manulife before nursing services can begin; otherwise, your claim could be refused or reimbursed at a lower level. Your health and dental claims payments will be automatically deposited directly into your McGill payroll designated bank account. Â. Referral or prescription from the treating physician where necessary (consult the Supplemental Health Plan as to whether the service you incurred requires a referral/doctor's prescription). You can print a personalized benefit/travel card for you and the eligible dependents covered under your McGill Supplemental Health Plan from Manulife's Plan Member Secure Site. You must be under 65 to do so. Deadline for Health & Dental Claims Submissions All health and dental claims must be received by Desjardins Insurance no later than 90 days after the end of the policy year in which the claims were incurred or 90 days after the end of your coverage, whichever is sooner. Contact us Phone: (514) 398-4747 Fax: (514) 398-8287 hr.hr@mcgill.ca Our offices on campus are currently closed to ensure the health of our community members. Montreal, Qc H3B 4B5. If you encounter any problems during this process or do not receive your activation key, contact Manulife directly at 1-800-268-6195. To qualify for coverage under this plan, you and your eligible spouse and children must qualify for provincial health care benefits. View insurance information for Claire Mcgill, Family Medicine doctor in Bradenton, FL The Plan provides coverage for many important services not covered by provincial health care. Print a Benefits card from anywhere in the world as long as you have internet access. Any claims for expenses incurred between August 15 and August 31 can be submitted to Medavie Blue Cross in September. Use these forms to submit your health and dental claims to the insurance company. If your life situation changes (you get married, you retire, etc), your coverage will too, so consult Changes to your … Health care providers, such as physiotherapists and chiropractors, can submit plan member claims directly to Manulife at the point of care. We recommend that you use the McGill Student Wellness Hub (only for McGill Students) for your medical needs whenever possible, as your Medavie Blue Cross card will be accepted there and you will not be charged. Submit the form direcly to Manulife Financial for review. All claims for prescription drugs must first be submitted to a parent’s or spouse’s/employee plan or to RAMQ before being submitted to the student Health … Once the estimate is approved, the claim must be mailed and not submitted electronically. Use these forms to submit your health and dental claims to the insurance company. Submit a pre-determination under the McGill Supplemental Health Plan using a health claim form. Dental claims as a result of an accident Submit a pre-determination under the McGill Supplemental Health Plan using a health claim form. Under most circumstances, the term "child" includes: For purposes of your benefits plan, your "spouse" is: NOTE: Under the Quebec Act respecting prescription drug insurance, you and your eligible family members under age 65 must join the McGill Supplemental Health Plan if drug coverage not provided under another group insurance plan. Summary: MURA Workshop about Issues in Health and Dental Insurance Plans for McGill Retirees April 29, 2016, 1:30-3:30 pm ... Manulife may not have assessed the claim properly according to McGill coverage policies. Where to Send Claims Desjardins Insurance (at the address indicated on the form) Health … I acknowledge that certain expenses referred to in this claim … McGill University Montreal, Canada jiaqi.lu2@mail.mcgill.ca Benjamin C. M. Fung School of Information Studies McGill University Montreal, Canada ben.fung@mcgill.ca William K. Cheung Department of Computer Science Hong Kong Baptist University Kowloon Tong, Hong Kong william@comp.hkbu.edu.hk Abstract—Properly analyzing health insurance claims … The site also allows you to: *Note: The activation key expires after 90 days. Paper submissions can be made by mail or in person. If there is an unpaid portion remaining, your spouse can submit a claim for this amount through his/her plan. COVID-19 Updates from International Student Services Before reviewing the information below, please see ISS' COVID-19 FAQs and resources pages for up to date information on the impact of COVID-19 on immigration related matters. A child who is mentally or physically disabled and wholly dependent on your support is also eligible beyond age 21. McGill is one of the institutions on the list of DLIs with an approved COVID-19 readiness plan. Non-Canadian residents and Canadian residents … Non-resident Canadian students have the option of enrolling on McGill's International Student Health … Claims can be mailed to the following addresses: Group Claims Department Of the 10,000 international undergraduate and graduate students at McGill, some 7,000 are insured by a mandatory health insurance plan. To avoid unpleasant surprises, ask your health care provider whether you will be charged the same rate as a Quebec resident before receiving any treatment. Submitting a supplemental health and dental claim, Pay Direct Drug Card & Mandatory Generic Substitution (announcement), Provincial plan replacement (PPR) coverage, Accommodation for employees with a disability, Employee and Family Assistance program (EFAP), Family Coverage and Coordinating Payments. Include from your dentist: x-rays, details of treatment, including procedure codes, tooth #, tooth services and fees and details of the accident. Hi, Im going to be a second year international student this fall. Canadian Life and Health Association's brochure. Health and Dental Plan. With your activation key, follow the instructions on the Manulife website to gain full access to the Plan Member Secure Site and your benefits information. Sign in to the Manulife Plan Member Secure site. Under Group Benefits and Retirement select My Group Benefits. You should contact Medavie Blue Cross at 1-888-588-1212 if you have been waiting for a month or more. Download and print a Health Claim Form or Dental Claim Form. The address is provided on the form. If you're submitting claims for services incurred before Sept. 1, 2020, your claims … Supplied by an orthotist, pedorthist, podiatrist or chiropodist. For immigration questions, please fill in an advising request form.If you have questions on your international health insurance plan, please email international.health [at] mcgill.ca.Please visit our Covid19 resources page for the … The form Application for Health/Dental Coverage for Overage Disabled Dependant Child must be completed in part by Human Resources (HR Service Centre) and then by your child's treating physician. Obtaining duplicate receipts from a health care provider or pharmacy can be time-consuming or even impossible. Keeping you healthy McGill requires all international students* and their accompanying dependents to participate in the compulsory McGill International Health Insurance Plan. For more information, speak to your health care provider. Should you need to re-submit a claim, this will be much easier if you have photocopies of your receipts. You will find further information here. Therefore, when filling a prescription, your pharmacist will send your claim electronically to Manulife and will be able to let you know immediately if the drug is covered under your plan. You will need to keep your receipts for at least one year.Â. Services covered The plan covers 100% of the following … International students with a valid study permit or study permit approval letter can now travel to Canada as long as they are registered at a designated learning institution (DLI) with an approved COVID-19 readiness plan. Health Insurance Claim Form - Medical Expenses To be used when health care provider has agreed to bill Medavie Blue Cross directly for eligible medical expense. Attach the original receipt(s) and keep a copy for your personal records, then sign, date and forward the completed form directly to Manulife. Please visit our COVID-19 page for additional news, resources, and FAQs. the "Quebec Code": a four- or five-digit number associated with the exact procedure(s) that took place; the name, address and license number of your physician. Â. Im on the international student health insurance and wanted to know if it covers the cost of going to a … If you plan to move, you should send Medavie Blue Cross a letter that includes your current address, the date of your move and the new address. Health Coverage The following pages summarize the health benefits of your Plan. Your claim payments will still be deposited into your McGill payroll designated bank account and you will receive email notifications when a claim has been paid.  However, you will not be able to view your claim statements nor your claims payment history.  Nor will you have access to the online features: 'eProvider' and 'Online claims submission'. Claims received by Manulife after June 30th will not be accepted, even if post-marked before June 30th. Manulife will send you an e-mail advising when your claim has been processed. All expenses must be received by Manulife no later than June 30th, 2020. They charge standard rates, but give McGill … Full-year coverage ends Aug. 31, 2021. Customer Service/Claim Inquiries: 1-800-268-6195. Basic health benefits are payable at 100% and charges are paid by Medavie Blue Cross in accordance with the Quebec Provincial Schedule of Fees. A diagnosis of the condition (symptoms alone will not suffice). As of November 1, 2020 the University introduced the Pay direct drug card. If you need to print out a summary of your claims for income tax purposes, you will need to do it before you leave the university. Manulife's website will no longer be active once you leave the university, therefore all claims must be submitted by mail. Take the time to get to know these benefits in order to get the most out of your Plan. Download the Manulife Mobile on the App Store, or on Google Play. Group Insurance - Health Claims CLAIM FOR DENTAL CARE EXPENSES B CLAIM INFORMATION Page 1 of 2 Predetermination Bill C ASSIGNMENT OF BENEFITS If benefits are to be assigned to the dentist, you must fill out this section each time you complete this form. Medavie Blue Cross uses this same schedule to establish maximum amounts payable to claimants. Montreal, Qc H3B 5C6, Group Claims Department Otherwise, sign, date and forward the completed form directly to Manulife. Student has not incurred an expense related to the claim. Please note: receipts must contain the following information: Whenever you send a claim to Medavie Blue Cross, you will receive a reply -- even if your claim is rejected. Employee and Family Assistance Program (EFAP). [1] Claiming expenses incurred outside of the McGill Health Clinic[2] If you make a claim but receive no response from Medavie Blue Cross[3] Reimbursement for basic health benefits[4] Contacting Medavie Blue Cross : (514) 398-3756 It provides regular check-ups, cleanings, fillings, root canals, and referrals to specialists. Basic health benefits are 100% covered* (subject to the maximum specified for each benefit by the plan). Quickly view the status of any online submitted claims. View insurance information for William McGill, Emergency Medicine doctor in Huntingdon, PA Health Insurance Claim Form - Medical Expenses To be used when health care provider has agreed to bill Medavie Blue Cross directly for eligible medical expense. For bank information, the information in your file overrides any other bank information on the Manulife Plan Member Secure Site. Confirmation that the orthotics or orthopedic shoes have been custom made. The one-year cohabitation requirement does not apply when you and your spouse have a child together. For information regarding coordination of benefit scenarios, please consult the. View insurance information for Charles Mcgill, Family Medicine doctor in Centralia, WA Claims received after this date will not be paid. If you have already submitted a claim to Manulife and your new banking information has not yet reached Manulife by the time the claim has been processed, Manulife will issue a cheque reimbursement.  The next claim payment will be deposited directly to your new McGill bank account. You must have Canadian provincial health-care coverage or equivalent coverage to make health claims… Also, be sure to write your address carefully on the claim form, including your apartment number and postal code. Proof of the disability must be submitted within 31 days after the child reaches age 21. Any unpaid portion may be claimed through your McGill plan, provided you have family coverage. You can view your claim statements on Manulife’s Plan Member Secure Site. Your Group Number and Certificate Number can be found here. During this time, the insurance … The benefit card includes the Manulife group plan number. Please refer to Private Duty Nursing Guidelines for more information, and attach all necessary information to a Manulife Supplemental Health claim form. McGill sends the necessary information for direct deposit - including bank and email information - to Manulife via an employee file, and Manulife updates their records according to the information in the McGill employee file. If you choose to use a private clinic or off-campus clinic the rates … Keeping you healthy McGill requires all international students* and their accompanying dependents to participate in the compulsory McGill International Health Insurance Plan. Coordinating health and dental payments If both you and your spouse have health and/or dental coverage through your respective employers, you can claim payment for health and dental expenses under both plans. You can also get claim forms at Studentcare. McGill's benefits package includes everything from health and dental services, to medication, to emergency travel assistance. Any child described above must be unmarried, less than 21 years of age and wholly dependent on you for support. A person of either sex with whom you have been living in a conjugal relationship for one year. Life Insurance and Accidental Death and Dismemberment Claims … Your unmarried child under 26 years of age is also eligible, if he or she is wholly dependent on you for support and is a full-time student attending (or on vacation from) an educational institution. You have 90 days from the day you terminate employment to submit any outstanding claims for charges incurred prior to your termination date. Have your dentist complete Part 1 of the form. McGill requires all international students and their accompanying dependents to participate in the compulsory McGill International Health Insurance (IHI) plan which is administered by International Student Services. This means that in order to change your Direct Deposit banking information you will need to change your McGill payroll designated bank information. Printed copies of your electronic claim statements from the Manulife website are acceptable for income tax purposes. All services continue to be offered remotely during regular business hours. If you would like to change your email address for Direct Deposit purposes to one other than that found in your employee file, you can enter your preferred email address on Manulife’s Plan Member Secure Site under the ‘My Profile’ tab. McGill provides Manulife with the required information from your employee file (bank info, email) so that you will be automatically registered for direct deposit of your claims payments. You will automatically receive payment for the total amount covered by the McGill Supplemental Health Plan—there is no need to submit a paper claim.Â. 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